Bank Indonesia Community and Environmental Empowerment Programme: PBI 9/2026

Bank Indonesia Regulation Number 9 of 2026 sets the legal basis for Bank Indonesia's programme of education and community and environmental empowerment, which the regulation abbreviates as EPML. It was signed in Jakarta on 13 October 2026 by the Governor of Bank Indonesia, Destry Damayanti. Its preamble states that it implements Article 57A of Law Number 23 of 1999 on Bank Indonesia, as amended several times. The held copy of the text leaves the promulgation date blank, and Article 21 provides that the regulation takes effect on the date it is promulgated. The regulation has 21 articles in nine chapters.

Definitions and Purpose

Article 1 defines EPML as a programme carried out through education, community empowerment and environmental empowerment activities, delivered inclusively, to support the performance of Bank Indonesia's tasks. Education means activities that raise the capacity, ability and skills of the public to develop their potential. Community empowerment means activities that bring about independence and open access of the public to resources in order to improve quality of life. Environmental empowerment means activities to protect and preserve the environment in support of a sustainable quality of life for the public.

Article 3 states three purposes: to give a legal basis and guidelines for running EPML, to ensure that EPML is consistent with Bank Indonesia's tasks and powers and is carried out in line with laws and regulations, and to serve as the reference for further Bank Indonesia provisions on EPML.

Principles and Framework

Under Article 2, EPML is run on the principle of good and professional governance of Bank Indonesia's policy and institutions. Article 5 lists five basic principles: inclusiveness, benefit, care, transparency and accountability. Article 6 sets the target of strengthening the capacity of communities and the environment in support of Bank Indonesia's tasks. Article 8 sets the scope of the regulation: coverage, form, budget and recipients; stages; coordination and synergy; and transparency and public communication.

Key Provisions

Coverage. Article 9(1) divides EPML into three fields: education, covering education and culture; community empowerment, covering religious, health and social affairs; and environmental empowerment, covering the environment and disasters. Article 9(2) allows EPML to be carried out inside and/or outside the territory of Indonesia.

Form and budget. Article 10(1) provides that Bank Indonesia gives EPML in the form of goods and/or services, and Article 11 places it at the expense of Bank Indonesia's budget.

Recipients. Under Article 12(1), Bank Indonesia gives EPML to institutions, organisations or groups that meet requirements which include, at a minimum, being non-profit and having an identity and management in line with laws and regulations.

Stages. Article 13 sets three stages: planning, implementation, and monitoring and evaluation. Planning is prepared every year as the guideline for implementation (Article 14). Article 15 provides that EPML is implemented by Bank Indonesia at its head office and/or its domestic representative offices, on Bank Indonesia's own initiative and/or on application by an external party that meets the Article 12(1) requirements, and that Bank Indonesia has the authority to determine the form, value and recipient of EPML. Under Article 16, monitoring is carried out through accountability reports submitted by recipients and a review of the results, and the monitoring results serve as material for Bank Indonesia's evaluation.

Coordination. Article 18 allows Bank Indonesia to coordinate and work in synergy with related parties, including through partnerships in running EPML.

Transparency. Article 19 requires Bank Indonesia to apply transparency through public communication and to prepare a report on EPML as a form of information disclosure. That report forms part of Bank Indonesia's annual report.

Further rules. Articles 9(3), 10(2), 12(2), 17 and 18(3) leave the detailed provisions on coverage, form, recipients, stages and coordination to be set by Bank Indonesia.

Transitional Provisions

Article 20 provides that EPML carried out before the regulation came into force remains recognised under the earlier Bank Indonesia provisions, and that EPML still under way at that time continues under those earlier provisions.

Checked against the official text of PBI 9/2026 on 12 November 2026. This is not legal advice; report corrections to contact@crpg.id.

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